Car Loan

Special Car Loan Scheme

Special Car Loan Scheme at lowest Interest rate for the festive season

Interest Rate

Interest rate @ 7.95 % p. a. at monthly rests

TERMS AND CONDITIONS:

ELIGIBILITY:

1) Individual salaried employees

2) Professionals and self-employed businessmen

3) Partnership firms

CRITERIA:

FOR LOANS UPTO RS. 15 LAKHS


CIBIL score above 700 CIBIL score below 700 and upto 650
1) Repayment capacity Repayment capacity
2) 10% margin on ex-showroom 15% margin on ex-showroom
3) One surety(excluding family member) acceptable to the Bank One surety (excluding family member) acceptable to the Bank
4) 0.50% processing fee, minimum Rs. 2300/- plus GST 0.50% processing fee, minimum Rs. 2300/- plus GST
5) 1% pre closure charges for upto 36 months (non-negotiable) 1% pre closure charges for upto 36 months (non-negotiable)
6) Maximum repayment term 60 months. Maximum repayment term 60 months.
7) No pre closure charges after 36 months. No pre closure charges after 36 months.

FOR LOANS ABOVE RS. 15 LAKHS UPTO RS 30.00 LAKHS


CIBIL score above 700 CIBIL score below 700 and upto 650
1) Repayment capacity Repayment capacity
2) 15% margin on ex-showroom price. (or 10% margin + collateral security of FD/ immovable). 20% margin on ex-showroom (or 10% margin + collateral security of FD/ immovable).
3) One surety(excluding family member) acceptable to the Bank One surety (excluding family member) acceptable to the Bank
4) 0.50% processing fee, plus GST 0.50% processing fee, plus GST
5) 1% pre closure charges for closure of loan upto 36 months (non-negotiable). 1% pre closure charges for closure of loan upto 36 months (non-negotiable).
6) Maximum repayment term 60 months. Maximum repayment term 60 months.
7) No pre closure charges after 36 months. No pre closure charges after 36 months.

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