Service Charges And Commissions

ISSUE OF STATEMENT OF ACCOUNT

Savings Bank A/c Rs.20/- per page
Current/Cash Credit A/c Rs.30/- per page

ISSUE OF DUPLICATE PASS BOOKS

Savings Bank A/c Rs.75/-
Current/Cash Credit A/c Rs.75/-

A/C CLOSURE CHARGES

SB

NIL If closed within 14 days or after 1 year of  opening.

Rs.200/- when closed after 14 days and within 1 year 
CA,CC,OD and its variants

NIL If closed within 14 days or after 1 year of opening

Rs.500/- when closed after 14 days and within 1 year 

CHEQUE BOOK ISSUE
Savings, Current and Cash Credit A/cs 2 Cheque Books free in a financial year
 Savings Rs 45/- per Cheque Book
Current and Cash Credit A/csRs 135/- per cheque Book

 STOP PAYMENT CHARGES

 
 SB Rs. 100/- per Instrument, maximum Rs 500/- per occasion
 CA/CC/OD Rs. 150/- per Instrument,maximum Rs 750/- per occasion

CHARGES FOR CHEQUES RETURNED UNPAID
 
Savings
Current/Cash-Credit
Loans
INWARD OUTWARD
Rs.100/- Rs.100/-
Rs.200/- Rs.200/-
Rs.200/- Rs.200/-

ECS DEBIT RETURNS
Savings Rs.100/-
Current/Cash-Credit Rs.200/-

Collection/Payment of Bills Received (IBC/OBC)
Upto Rs.1000/- Rs.10/-
Above Rs.1000/- upto Rs. 5,000/- Rs.25/-
Above Rs.5,000/- upto Rs.10,000/- Rs.50/-
Above Rs.10,000/- upto Rs.50,000/- Rs.150/-
Above Rs.50,000/- upto Rs 1Lakh Rs.200/-
 Above 1 Lakh upto Rs 5 Lakh
                                  Rs 300/-
 Above Rs 5 Lakh
                                  Rs 500/-

PAY ORDERS/ DEMAND DRAFTS Charges
Upto Rs.20,000/- Rs.50/-
Above Rs 20,000/-
  Rs 3/- per thousand, maximum Rs 25000/-
Revalidation of PO/DD
 Rs 100/- per instrument
Cancellation of PO/DD
 Rs 100/- per instrument
   

BILLS PURCHASED/DISCOUNTED
A) Local Clearing Cheques discounted

 

Re. 1/- per thousand or part thereof (Minimum Rs.10/-)

 

 

Rs. 5.50/- per thousand or part thereof (Minimum Rs. 10/-) plus collection charges (as per OBC)
and Postage incurred plus interest @ 13% beyond 10 days from the date of discount
B) Others

BANK GUARANTEE/LC

  

LC/BG ISSUED BY GOA URBAN

 LC/BG ISSUED BY CORRESPONDENT BANK

2% FOR 6 MONTHS or part thereof  Rs 1000/- + correspondent Bnak Charges at actuals
1% for 6 months or part there of if 100% secured by lien on FD with Goa Urban
  
Any incidental charges at actuals

 LOAN APPLICATION FORM

 Rs .50/-

LOAN PROCESSING FEES

Upto Rs.50 Lakhs 0.5% of the loan amount, minimum Rs 100/-
Above Rs 50 Lakhs upto Rs 1 crore
 R. 25,000/- for amount of Rs 50 Lakh + additional 0.25% for amount over and above 50 Lakh
 Loan above Rs 1 crore
 Rs 37,500/- for amt of Rs 1 Crore + additional 0.25% for amount over and above Rs 1 crore
 Loans against own deposits with GUCB
NIL
 Renewal of  Cash Credit facility 0.10% of sanctioned limit, minimum Rs 500/-, maximum Rs. 10,000/-
 Charge structure is applicable to all loans, including Gold Loans. Disbursement through NEFT/RTGS to be without any additional charges, however charges for DD/PO to be recovered, for disbursement through DD/PO, over and above Loan Processing charges.

LOAN ON GOLD(Disbursement charges)
Upto Rs. 1000/- Rs.30/-
Above Rs. 1000/- upto Rs.5000/- Rs. 40/-
Above Rs. 5001/- upto Rs.10000/- Rs.75/-
Above Rs. 10001/- upto Rs.25000/- Rs.100/-
Above Rs. 25001/- upto Rs.50000/- Rs.150/-
Above Rs. 50001/- upto Rs.1 lac Rs.250/-
Above Rs. 1lac upto Rs.2lacs Rs.350/-
Above Rs. 2lacs upto Rs.3lacs Rs.800/-
Above Rs. 3lacs upto Rs.10lacs Rs.1,600/-
Above Rs. 10lacs Rs.2,700/-
  

ISSUE OF SOLVENCY CERTIFICATE

Rs.500/- per lakh of part there of to a minimum of Rs 2,500/- and a maximum of Rs 25000/-
Additional copy Rs 1000/- per certificate
  

PRECLOSURE CHARGES FOR LOANS/CC 

 Rs.10,00,000/- & above
 @ 1% of the sanctioned loan/c.c. amount or os amount whichever is higher
 car/housing loans
 @ 0.5% of the sanctioned loan/c.c. amount or os amount whichever is higher
  NIL pre-closure charges for CC accounts closed after 10 years from the date of initial sanction.

 NO DUES CERTIFICATE

 
 Per Certificate
 Rs.100/-

 CERSAI RELATED CHARGES

 
 Charge Creation
 Rs.500/- per asset
 Charge Modification
 Rs.300/- per asset

RUPAY DEBIT CARD CHARGES

 Annual Fee(p.a)
 Rs 100/-
 Additional Card(p.a)
 Rs 150/-
 Rupay Debit Card at GUCB ATMs -Cash withdrawal,Balance Inquiry
 NIL
 Other bank ATMS
 
 3 transactions (financial & Non financial) per month- Metro 5 transactions (finacial & Non financial) per month Non Metro
 NIL
Cash withdrawl at Other ATMs
 Rs 20/-
 Balance Inquiry at Other ATMs
 Rs 8.50/-
 Card Replacement Fee Rs 100/-
 PIN Replacemnt fee :
 RS 50/-
 ATM Cash withdrawl Limit per day
 Rs 20000/-
 POS Limit
 
 Daily POS Limit Rs 30000/-

 SMS ALERT CHARGES

 
SB
 Rs. 10/- per quarter
 CA/CC/OD Rs. 25/- per quarter

 CHEQUE COLLECTION CHARGES

LOCAL NIL
 OUTSTATION 
 Upto Rs.10,000/-
 Rs 50/- + Courier charges
 Above Rs. 10,000/- & upto Rs 100,000/-
 Rs 100 + Courier charges
  Above Rs. 100,000/- Rs 200 + Courier charges

 OUTWARD NEFT/RTGS CHARGES

 NEFT 
 SB NIL
 CA/CC/OD 
  Upto Rs.10,000/- NIL
  Above Rs. 10,000/- & upto Rs 100,000/- Rs.   5/-  per txn
  Above Rs. 100,000/- & upto Rs 200,000/- Rs. 15/- per txn
 Above Rs 200,000/-
 Rs. 25/- per txn

 RTGS

 
 SB NIL
  CA/CC/OD 
  Above Rs. 200,000/- & upto Rs 500,000/- Rs. 25/- per txn
  Above Rs 500,000/- Rs. 50/- per txn
  

 SAFEKEEPING CHARGES FOR GOLD HELD UNDER  PLEDGE

 upto 30 days from date of loan closure 

 NIL
 More than 30 days from loan closure Rs 100/- per month or part there of

 ** ALL CHARGES EXCLUSIVE OF GOVT CHARGES AND LEVIS

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