- Car Loan
- Consumer Loan
- Gold Loan
- Housing Loan
- Professionals and Self Employed
- Loans for Commercial Vehicles
- Loans against NSC/KVP/LIC Policies
- Educational Loans
- Loans for Business
- OTS For Mining Affected Borrower
- COVID 19 Relief Packages
- Restructuring Policy - MSME
- Restructuring Policy - Individual
- Personal Loans
Personal Loans
| Sr No | Particulars | Salaried Applicants | Self Employed Applicants |
| a | Age | 23-58 years | 28-65 years |
| b | Income | Rs.10,000/- per month | Rs.40,00 lakh p.a.(turnover) |
| c | Minimum Experience | 2 years of Confirmed Services | 2-3 years business experience with current business |
| d | Quantum of loan | Upto 15 months gross salary or Rs.50000/- whichever is less | 5% of previous years income or Rs. 100000/- whichever is less |
| e | Rate of Interest | 10-12% | 12% |
| f | Tenure of loan | 60 months | 60 months |
| g | Sureties | Any two | Any two |
NEWS
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SMS -Alerts & E-Statement of Account Facility
Register your Mobile No. & E-mail ID with us to avail SMS-Alerts & E-mail facility ...
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Aaddhaar Card linking to NPCI.
Submit Aadhaar Card and avail of Government subsidy & Direct Transfer Benefits...
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GUCB ATMs are now linked to National Financial Switch.
Contact your branch to avail Rupay Debit/ATM card...
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Link Aadhar To Bank Account
Link your Bank a/c with Aadhar NO to avoid inconvenience in operating your account....
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Renewal of Overdue Term Deposit
• Our Customers are requested to get their matured fixed deposits renewed on or before 15th Feb...
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Term Loan Accounts
In terms of RBI-COVID19 regulatory package, the bank has approved to defer the interest and insta...
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For Cash Credit Accounts
In terms of RBI-COVID19 regulatory package, the bank has approved to defer the interest on Cash C...
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GST NO
GST No of The Goa Urban Cooperative Bank Ltd is 30AAAAT1027F1Z9...
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TDS u/s 194N on Cash Withdrawals
Section 194N relates to TDS deduction in case the cash withdrawals over Rs. 1 Crore in a year. Wi...
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Positive Pay System for Cheque Truncation System
Reserve Bank of India (RBI) had announced introduction of Positive Pay System for Cheque Truncation...
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New Deposit Schemes
GUCB has decided to luanch two new deposit schemes w.e.f 15th January 2021:
1. M...
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NOTICE OF PUBLIC AUCTION OF GOLD ORNAMENTS
NOTICE OF PUBLIC AUCTION OF GOLD ORNAMENTS...
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Recruitment - 2023
Applications are invited from eligible candidates for recruitment of the following Posts:
Assis... -
Physical possession of the property taken by the Bank under SARFAESI Act
List of Properties can be found in the download Option...
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Tender Notice For Sale Of Immovable Property 05/04/2024
Offers are invited in a sealed cover for purchase of under noted properties on "AS IS WHERE IS ...
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