Loans against NSC/KVP/LIC Policies

Loans against NSC/KVP/LIC Policies


For business,house repairs,purchase of consumer durables, etc.


  • Holder of National Savings Certificates/Kissan Vikas Patr/LIC Policies.
  • Must be a member of the bank.


Pledge of the NSC/KVP/LIC Policies

Term of Repayment

Maximum of 5 years or maturity period, whichever is less.


Not below 25% of the Surrender Value in case of LIC policies.

Not below 25% of the Face Value in case of NSC/KVP

Rate of Interest

9.5% at monthly rest - for men

9% at monthly rest - for women 

For further details about the scheme you may visit any of our Branches or call Branch Manager.


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