
Professionals and Self Employed
Purpose
Term loan/Working Capital finance for professionals/self employed to set up office premises/hospitals/dental clinics/pathological laboratories/purchase of machinery & equipments / Vehicle etc.
Eligibility
Professional like Doctors, Charter Accountants, Engineers, Architect, Consultants and other self employed
Loan Maximum Limit
- Unsecured loan upto Rs. 5,00,000/-(conditions apply)
- Secured loan maximum limit depends upon repayment capacity of applicant & subject to maximum as per RBI guidelines
Security
Mortgage of Property/Hypothecation of machinery/stock /Vehicle etc.
Term of Repayment
Term Loans: Upto 60 months.
Working Capital Limit: 12 months
Margin
Term Loans: 10 to 25% depending upon each case
Cash Credit: 30%
Rate of Interest
Term Loans: 13.5% p.a. at monthly rest
Working Capital Limit: 13.5% to 14.5% at monthly rests
For further details about the scheme you may visit any of our Branches or call the Branch Manager.
NEWS
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SMS -Alerts & E-Statement of Account Facility
Register your Mobile No. & E-mail ID with us to avail SMS-Alerts & E-mail facility ...
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Aaddhaar Card linking to NPCI.
Submit Aadhaar Card and avail of Government subsidy & Direct Transfer Benefits...
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GUCB ATMs are now linked to National Financial Switch.
Contact your branch to avail Rupay Debit/ATM card...
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Link Aadhar To Bank Account
Link your Bank a/c with Aadhar NO to avoid inconvenience in operating your account....
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Renewal of Overdue Term Deposit
• Our Customers are requested to get their matured fixed deposits renewed on or before 15th Feb...
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Term Loan Accounts
In terms of RBI-COVID19 regulatory package, the bank has approved to defer the interest and insta...
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For Cash Credit Accounts
In terms of RBI-COVID19 regulatory package, the bank has approved to defer the interest on Cash C...
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GST NO
GST No of The Goa Urban Co-operative Bank Ltd is 30AAAAT1027F1Z9...
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TDS u/s 194N on Cash Withdrawals
Section 194N relates to TDS deduction in case the cash withdrawals over Rs. 1 Crore in a year. Wi...
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Positive Pay System for Cheque Truncation System
Reserve Bank of India (RBI) had announced introduction of Positive Pay System for Cheque Truncation...
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New Deposit Schemes
GUCB has decided to luanch two new deposit schemes w.e.f 15th January 2021:
1. M...
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Tender Sale Notice for sale of Immovable properties 28/02/2023
Notice is hereby given to the public in general and in particular to the borrower(s), mortgagor(s) a...
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Tender Notice For Sale Of Immovable Property on 29/03/2023
Tender Sale Notice for sale of Immovable properties under the Securitisation and Reconstruction of F...
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NOTICE OF PUBLIC AUCTION OF GOLD ORNAMENTS
NOTICE OF PUBLIC AUCTION OF GOLD ORNAMENTS...
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Recruitment - 2023
Applications are invited from eligible candidates for recruitment of the following Posts:
Assis...
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